Freelancers Liability Insurance: What You Need to Know . Which Freelancers need insurance coverage? . Among the types of freelance businesses that should have liability insurance are web designers, graphic designers, programmers and photographers. Any business that provides a service or gives advice would benefit from the peace of mind that liability insurance offers. Whether you’re a Mompreneur, who wants more time with the kids or just someone who prefers to make their own schedule, freelancing can be a great way to make a living. But you need to know how to protect your business . How Professional Liability Insurance protects Freelancers . One way that freelancers can protect themselves if something goes wrong is with a professional liability insurance policy. Professional liability insurance, sometimes called error and omissions or E&O coverage, can protect you against claims that you incorrectly provided a contracted service or that the work you did was faulty in some way . How General Liability Insurance protects Freelancers . In addition to professional liability insurance, freelancers should consider general liability insurance. A general liability policy covers property damage or bodily injury to someone else. If you meet with clients in your office, or if you go to a client’s office or job site, a general liability policy will protect you if a client slips and falls on your icy side walk, for example, or if someone trips and falls over your laptop bag while you’re at a client site . How General Liability Insurance can cover your equipment Freelancers, perhaps better than anyone, know that they are only as good as their equipment. If your freelance business includes equipment such as computers, printers, copiers and so forth, a business owner's insurance policy combines general liability coverage with coverage for these items.
#futness un novedoso sistema de entrenamiento que lanzó el #barranquillero Ramón Jesurum Jr en #miami 🇺🇸. Este programa de fitness #futbol se puede practicar en 2 locaciones al sur de la Florida, una en #aventura y la otra #pembrokepines.🎥